Is Graded Death Benefit Life Insurance Worth The Cost?
Posted: January 22, 2020
Is Graded Death Benefit Life Insurance Worth The Cost?Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...
How Is Condo Insurance Different From Homeowners Insurance?
Posted: January 16, 2020
How Is Condo Insurance Different From Homeowners Insurance?Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...
Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?
Posted: January 7, 2020
Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
When Do My Kids Need Their Own Car Insurance Policy?Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
Three Uncommon Life Insurance Scenarios
Posted: December 22, 2019
Three Uncommon Life Insurance ScenariosIn most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...